SERVICES WE PROVIDE
FDS Consultants are expert in electronic payments systems, from traditional ACH and card-based systems to emerging mobile, online and alternative payment methods (APMs).
We provide expert advice and hands-on management services, including turnaround.
Based in London, we are active across EMEA including regions where infrastructure may vary.
In a world of fast-changing technology, we have remained at the forefront of delivering innovative and pragmatic solutions.
We have a strong and verifiable track record of achieving successful outcomes for our clients.
ADVICE
FDS Consultants gives expert advice to financial institutions including major European banks and investment funds on the full range of issues facing electronic payment systems.
We offer bespoke and up-to-date advice on software, technology, procurement, pricing, operations, staffing and strategy, including expansion, restructuring, integrity, acquisitions, launches and moving into new markets.
OPERATIONS
With decades of experience leading large payments companies with hundreds of staff, and growing their turnover, FDS Consultants offer hands-on management services for clients at all stages of the business cycle.
We have a strong track record of adding value to the companies we manage: increasing profitability, securing new business, introducing new procedures, developing new products, and ensuring full compliance with international card scheme operating regulations.
TURNAROUND
When payments operations run into difficulties, FDS Consultants offers emergency restructuring and turnaround services to put them back on the right track.
We have achieved notable successes for our clients in restructuring payment businesses, in order to return companies to profitability and full integrity.
ABOUT FILIPE DOS SANTOS
Our managing director is one of the most respected e-payments experts worldwide, with a strong reputation as a manager and an innovator particularly among Europe’s banking community.
As a Senior Vice President at Visa International, he introduced new payment technologies across Africa. He has developed or restructured many processing businesses, increasing security and profitability.
He made his name as CEO of the Portuguese national payments system, building it from scratch to a substantial, innovative and technologically-advanced operation.
With a research background in IT, he combines strong technological understanding and proven management skills. He is fluent in four languages.
OUR TRACK RECORD
Work that FDS Consultants has completed for satisfied clients.
Rewrite the rulebook
This European card company had had its licence withdrawn by Visa. We replaced most of the senior roles in the company, and we worked with and motivated the management team to rewrite the company rulebook and to design a new vision for the company’s future. Software was replaced, new clients were found and a new reputation was built. The company fully regained its Visa status and successfully expanded its business.
Pilot new products
Taking over the role of Chief Operating Officer, we transformed this Nigerian bank-owned card payments company by introducing new products and services, and bringing it within international standards and best business practices. As a result of the changes we brought, we enabled it to pass the test to sell Visa products and services, and significantly grew its revenues.
Sale to private equity
We realigned and redeveloped this loss-making Egypt-based card payments company into a profitable, growing concern. The company reached a high level of proficiency and secured the custom of major international banking groups including Société Générale, Barclays Bank, Crédit Agricole and BNP Paribas. Its clients included more than 130 banks in 30 countries in the Middle East and Africa when it was sold to private equity.
Technical innovation
We managed this Portuguese payments company from inception, building it from a start up into one of the most mature, financially robust, technologically advanced and innovative in Europe. By the year 2000 it was handling more than a billion payments a year, including card payments, ACH payments and RTGS systems.
Renegotiate contract
This African card company wanted to renegotiate its terms and pricing structure with its main software supplier. Through our strong international contacts and experience we were able to achieve this for them.
Start up blueprint
This African start up company wanted advice on all aspects of building its operation, in order to gain Visa and Mastercard processing approvals. We carried out a feasibility study, and drew up a company blueprint for company specialities, structures and roles.
TESTIMONIALS
Don’t just take our word for it. Here is what other e-payment experts say.
PSE Consulting
Riskskill
Riskskill
SRC Security Research and Consulting GmbH
Boku Inc
CONTACT US
Contact us to discuss how we can help you. Your initial consultation is free.